The table above shows the weekly national averages from Freddie Mac's Primary Mortgage Market Survey, newest week first. The key facts at the top state the latest week in a sentence, and the line under them shows the date of the last data.

What the survey measures

Freddie Mac says the survey is based on applications that lenders across the country submit to it when a borrower applies for a mortgage. The result is a national average, so the rate a particular borrower is offered will differ with the lender, the loan and the borrower's credit.

How to read the changes

The changes are given in percentage points, not in percent. A move from 7.24% to 7.18% is a change of 0.06 points. The year-ago column compares each week with the same week one year earlier.

When it updates

Freddie Mac publishes the survey once a week, usually on Thursday. Its publication calendar lists each release date, including the weeks when a holiday moves the release. This page is updated at the same address after each release.

Do not mix surveys

Other publishers track mortgage rates with their own methods and report different numbers for the same week. Every figure on this page comes from the Freddie Mac survey, so the weeks can be compared with each other but not with a rate quoted from another survey.

This page reports published averages and is not financial advice.