The Federal Reserve Banks list 11 holidays a year on their holiday schedule: New Year's Day, Martin Luther King Jr. Day, Washington's Birthday (Presidents Day), Memorial Day, Juneteenth National Independence Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day. The schedule is the Federal Reserve Banks' own, and it does not list the hours of individual commercial banks or credit unions.
The bank holidays left in 2026
Veterans Day, on November 11, has passed, and two holidays remain on the Federal Reserve Banks' schedule for 2026. The date of Thanksgiving is explained in When is Thanksgiving 2026?
| Holiday | Date |
|---|---|
| Thanksgiving Day | November 26, 2026 |
| Christmas Day | December 25, 2026 |
Bank holidays in 2027
These are the dates on the Federal Reserve Banks' schedule for 2027. The same page lists the dates through 2030.
| Holiday | Date |
|---|---|
| New Year's Day | January 1, 2027 |
| Martin Luther King Jr. Day | January 18, 2027 |
| Washington's Birthday (Presidents Day) | February 15, 2027 |
| Memorial Day | May 31, 2027 |
| Juneteenth National Independence Day | June 19, 2027 |
| Independence Day | July 4, 2027 |
| Labor Day | September 6, 2027 |
| Columbus Day | October 11, 2027 |
| Veterans Day | November 11, 2027 |
| Thanksgiving Day | November 25, 2027 |
| Christmas Day | December 25, 2027 |
When a holiday falls on a weekend
The schedule carries two notes for weekend holidays. The first says, "For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday." The second says, "For holidays falling on Sunday, Federal Reserve Banks and Branches will be closed the following Monday."
Three holidays in 2027 are marked with those notes. The Board of Governors' list of holidays observed by the Federal Reserve System marks Juneteenth and Christmas Day in 2027 as Saturday holidays, and it says the Federal Reserve Banks are open on June 18, 2027, and December 24, 2027, while the Board of Governors is closed on those days. The same list marks Independence Day in 2027 as a Sunday holiday, and it says the Federal Reserve Banks and the Board of Governors are closed on July 5, 2027.
How these holidays compare with other holiday lists
The legal public holidays set by federal law are covered in What are the federal holidays? Mail service on those days is covered in What holidays is the post office closed?
What happens to payments on a bank holiday
The same page carries a FedACH Holiday Schedule, which lists when FedACH processing ends and resumes around each holiday in 2026. For Thanksgiving Day, processing ends on November 25, 2026, at 11:30 p.m. Eastern time and resumes on November 26, 2026, at 5:30 p.m. Eastern time. For Christmas Day, processing ends on December 24, 2026, at 11:30 p.m. Eastern time and resumes on December 27, 2026, at 5:30 p.m. Eastern time.
This page will be updated at this address when the Federal Reserve Banks change their holiday schedule.